Published : August 11, 2026

CVE-2026-59530: Payment Plugins for Stripe WooCommerce <= 4.0.7 Missing Authorization PoC, Patch Analysis & Rule

Severity Medium (CVSS 5.3)
CWE 862
Vulnerable Version 4.0.7
Patched Version 4.0.8
Disclosed July 22, 2026

Analysis Overview

Atomic Edge analysis of CVE-2026-59530: This vulnerability in the Payment Plugins for Stripe WooCommerce plugin allows unauthenticated attackers to perform unauthorized actions due to a missing capability check. The issue affects versions up to and including 4.0.7, with a CVSS score of 5.3. The patch introduces a check for an empty webhook secret in the webhook processing route, preventing unauthenticated webhook notifications from being processed when the secret is not configured.

The root cause lies in the REST route handler for webhook notifications in the file src/Rest/Routes/V1/Webhook.php. The vulnerable code, within the handle() method (around lines 48-55 of the diff), obtains a webhook_secret from the plugin settings. In the vulnerable version, the code does not verify that the webhook_secret is set or non-empty. This allows attackers to send fabricated webhook requests without any authentication or validation. The missing capability check corresponds to CWE-862, as the function lacks proper authorization checks.

Exploitation: An attacker can send a POST request to the webhook endpoint (typically /wp-json/wc-stripe/v1/webhook or similar, depending on the plugin’s REST route structure). The request body must be a JSON payload resembling a Stripe event, with a type field that triggers action. The attacker does not need to provide a valid signature or secret. Because the code does not validate the webhook_secret, the malicious payload is processed. The attacker can trigger events such as payment_intent.succeeded or charge.refunded, causing the plugin to update order statuses, create refunds, or modify subscription states, depending on the plugin’s webhook handler logic.

The patch (version 4.0.8) adds a check at the top of the handle() method: if the webhook_secret is empty, it logs an error and throws an Exception with a 401 status. This prevents processing when the secret is not configured. The check ensures that the webhook endpoint requires a valid secret to be configured, thus blocking unauthenticated requests. Before the patch, even with an empty secret, the code would continue to process the request. The patch does not add a capability check in the traditional sense but instead enforces a required configuration as an authorization barrier.

The impact of this vulnerability is that an unauthenticated attacker can trigger sensitive actions in the WordPress site, such as modifying order statuses or creating refunds. This could lead to loss of revenue, order integrity issues, and potential data corruption. The CVSS score of 5.3 (Medium) reflects that the attack complexity is low and no authentication is required, but the impact on confidentiality, integrity, and availability is limited to the plugin’s functionality.

Differential between vulnerable and patched code

Below is a differential between the unpatched vulnerable code and the patched update, for reference.

Code Diff
--- a/woo-stripe-payment/assets/build/admin-modals.asset.php
+++ b/woo-stripe-payment/assets/build/admin-modals.asset.php
@@ -1 +1 @@
-<?php return array('dependencies' => array(), 'version' => '47be25d79a4662b1cf9b');
+<?php return array('dependencies' => array(), 'version' => '767f15e28656e3aa72c0');
--- a/woo-stripe-payment/assets/build/cart.asset.php
+++ b/woo-stripe-payment/assets/build/cart.asset.php
@@ -1 +1 @@
-<?php return array('dependencies' => array('wc-stripe-actions', 'wc-stripe-utils', 'wp-api-fetch'), 'version' => '66085712207a41cc0b80');
+<?php return array('dependencies' => array('wc-stripe-actions', 'wc-stripe-utils', 'wp-api-fetch'), 'version' => 'd945b770f20b9f055af5');
--- a/woo-stripe-payment/assets/build/controllers.asset.php
+++ b/woo-stripe-payment/assets/build/controllers.asset.php
@@ -1 +1 @@
-<?php return array('dependencies' => array('wc-stripe-core-vendors', 'jquery', 'wc-stripe-actions', 'wc-stripe-cart', 'wc-stripe-checkout-fields', 'wc-stripe-order', 'wc-stripe-product', 'wc-stripe-sdk', 'wc-stripe-utils', 'wp-api-fetch'), 'version' => '6d96c83421d072f20cfe');
+<?php return array('dependencies' => array('wc-stripe-core-vendors', 'jquery', 'wc-stripe-actions', 'wc-stripe-cart', 'wc-stripe-checkout-fields', 'wc-stripe-order', 'wc-stripe-product', 'wc-stripe-sdk', 'wc-stripe-utils', 'wp-api-fetch'), 'version' => 'd3a3a2623e7e493e9202');
--- a/woo-stripe-payment/assets/build/gateways.asset.php
+++ b/woo-stripe-payment/assets/build/gateways.asset.php
@@ -1 +1 @@
-<?php return array('dependencies' => array('wc-stripe-core-vendors', 'jquery', 'wc-stripe-actions', 'wc-stripe-utils'), 'version' => '728007889b6fb22e587d');
+<?php return array('dependencies' => array('wc-stripe-core-vendors', 'jquery', 'wc-stripe-actions', 'wc-stripe-utils'), 'version' => '333c9ac00b10f6082a39');
--- a/woo-stripe-payment/assets/build/order.asset.php
+++ b/woo-stripe-payment/assets/build/order.asset.php
@@ -1 +1 @@
-<?php return array('dependencies' => array('wc-stripe-actions', 'wc-stripe-utils', 'wp-api-fetch'), 'version' => '0f8b479b6e3400aa7624');
+<?php return array('dependencies' => array('wc-stripe-actions', 'wc-stripe-utils', 'wp-api-fetch'), 'version' => 'dd1a2138a44c44c0c6f9');
--- a/woo-stripe-payment/assets/build/product.asset.php
+++ b/woo-stripe-payment/assets/build/product.asset.php
@@ -1 +1 @@
-<?php return array('dependencies' => array('jquery', 'wc-stripe-actions', 'wc-stripe-utils'), 'version' => '5f0fb1ba530ac7fff21b');
+<?php return array('dependencies' => array('jquery', 'wc-stripe-actions', 'wc-stripe-utils'), 'version' => '29bd256440ff1204e592');
--- a/woo-stripe-payment/includes/abstract/abstract-wc-payment-token-stripe.php
+++ b/woo-stripe-payment/includes/abstract/abstract-wc-payment-token-stripe.php
@@ -163,6 +163,18 @@
 		$this->set_prop( 'brand', $value );
 	}

+	/**
+	 * Relative path, from the plugin's assets directory, to this token's icon file.
+	 * Subclasses whose brand value doesn't map to a real icon file (e.g. free-text bank
+	 * names) should override this to return a static icon instead.
+	 *
+	 * @return string
+	 * @since 4.0.8
+	 */
+	public function get_icon_file() {
+		return sprintf( 'img/%s.svg', strtolower( $this->get_brand( 'edit' ) ) );
+	}
+
 	public function get_html_classes() {
 		return '';
 	}
--- a/woo-stripe-payment/includes/abstract/abstract-wc-stripe-payment.php
+++ b/woo-stripe-payment/includes/abstract/abstract-wc-stripe-payment.php
@@ -257,7 +257,11 @@
 	 * @param WC_Order $order
 	 */
 	public function add_order_description( &$args, $order ) {
-		$args['description'] = sprintf( __( 'Order %1$s from %2$s', 'woo-stripe-payment' ), $order->get_order_number(), get_bloginfo( 'name' ) );
+		$args['description'] = sprintf(
+			__( 'Order %1$s from %2$s', 'woo-stripe-payment' ),
+			$order->get_order_number(),
+			wp_specialchars_decode( get_bloginfo( 'name' ), ENT_QUOTES )
+		);
 	}

 	/**
--- a/woo-stripe-payment/includes/admin/meta-boxes/views/html-order-pay.php
+++ b/woo-stripe-payment/includes/admin/meta-boxes/views/html-order-pay.php
@@ -58,7 +58,7 @@
                                  class="wc-stripe-card-container show_if_nonce hide_if_token">
                                 <div id="card-element"></div>
                                 <div class="wc-stripe-save-payment-container">
-                                    <input type="checkbox" name="stripe_cc_save_source_key"/>
+                                    <input type="checkbox" name="wc-stripe_cc-new-payment-method" value="true"/>
                                     <span>
 		                                    <?php esc_html_e( 'Save payment information for future purchases.', 'woo-stripe-payment' ) ?>
 	                                    </span>
--- a/woo-stripe-payment/includes/tokens/class-wc-payment-token-stripe-ach.php
+++ b/woo-stripe-payment/includes/tokens/class-wc-payment-token-stripe-ach.php
@@ -100,6 +100,51 @@
 		return 'wc-stripe-ach';
 	}

+	/**
+	 * Keys are snake_case keywords matched as substrings against a normalized (lowercased,
+	 * non-alphanumeric runs collapsed to a single underscore) bank_name, rather than exact
+	 * strings, since bank_name is a raw institution name from Stripe/Plaid with no stable
+	 * format (e.g. "BANK OF AMERICA, N.A.", "PMORGAN CHASE BANK, NA",
+	 * "FIRST NATIONAL BANK OF PENNSYLVANIA").
+	 *
+	 * @return array<string, string> keyword => relative icon path
+	 * @since 4.0.8
+	 */
+	public function get_bank_icon_map() {
+		return array(
+			'bank_of_america' => 'img/ach/boa.png',
+			'capital_one'     => 'img/ach/capitalone.png',
+			'chase'           => 'img/ach/chase.png',
+			'chime'           => 'img/ach/chime.png',
+			'citibank'        => 'img/ach/citibank.png',
+			'citizens'        => 'img/ach/citizens.png',
+			'navy_federal'    => 'img/ach/navyfederal.png',
+			'pnc'             => 'img/ach/pnc.png',
+			'us_bank'         => 'img/ach/usbank.png',
+			'wells_fargo'     => 'img/ach/wellsfargo.png',
+		);
+	}
+
+	/**
+	 * The brand for ACH tokens is the bank's raw name (e.g. "JP Morgan Chase"), which never
+	 * matches an icon file, so the bank_name is matched against a curated set of known banks
+	 * instead, falling back to a generic icon for anything unrecognized.
+	 *
+	 * @return string
+	 * @since 4.0.8
+	 */
+	public function get_icon_file() {
+		$bank_name = trim( preg_replace( '/[^a-z0-9]+/', '_', strtolower( (string) $this->get_bank_name( 'edit' ) ) ), '_' );
+
+		foreach ( $this->get_bank_icon_map() as $keyword => $icon_file ) {
+			if ( false !== strpos( $bank_name, $keyword ) ) {
+				return $icon_file;
+			}
+		}
+
+		return 'img/ach/default.svg';
+	}
+
 	public function get_basic_payment_method_title() {
 		return __( 'Bank Payment', 'woo-stripe-payment' );
 	}
--- a/woo-stripe-payment/includes/tokens/class-wc-payment-token-stripe-cc.php
+++ b/woo-stripe-payment/includes/tokens/class-wc-payment-token-stripe-cc.php
@@ -89,6 +89,10 @@
 		return sprintf( '%s', str_replace( ' ', '', strtolower( $this->get_prop( 'brand' ) ) ) );
 	}

+	public function get_icon_file() {
+		return sprintf( 'img/cards/%s.svg', strtolower( $this->get_brand( 'edit' ) ) );
+	}
+
 	public function get_card_type( $context = 'view' ) {
 		return $this->get_brand( $context );
 	}
--- a/woo-stripe-payment/includes/wc-stripe-webhook-functions.php
+++ b/woo-stripe-payment/includes/wc-stripe-webhook-functions.php
@@ -106,8 +106,14 @@
 		 * @var PaymentPluginsStripeClientStripeClient $client
 		 */
 		$client   = wc_stripe_get_container()->get( PaymentPluginsStripeClientStripeClient::class );
-		$response = $client->mode( $order )->refunds->all( array( 'charge' => $charge->id ) );
-		$refunds  = $response->data;
+		$response = $client->mode( $charge )->refunds->all( array( 'charge' => $charge->id ) );
+		if ( is_wp_error( $response ) ) {
+			throw new Exception( sprintf( 'Could not retrieve refunds for charge %s. Error: %s', $charge->id, $response->get_error_message() ) );
+		}
+		$refunds = $response->data;
+		if ( empty( $refunds ) || ! is_array( $refunds ) ) {
+			return;
+		}
 		usort( $refunds, function ( $a, $b ) {
 			// sort so refund with most recent created timestamp is first
 			return $a->created < $b->created ? 1 : - 1;
--- a/woo-stripe-payment/packages/subscriptions/src/Controllers/PaymentIntent.php
+++ b/woo-stripe-payment/packages/subscriptions/src/Controllers/PaymentIntent.php
@@ -74,6 +74,8 @@
 				$bool = true;
 			} elseif ( $this->request->cart_contains_subscription() ) {
 				$bool = true;
+			} elseif ( $this->request->is_product_page_with_subscription() ) {
+				$bool = true;
 			}
 		}

--- a/woo-stripe-payment/packages/subscriptions/src/FrontendRequests.php
+++ b/woo-stripe-payment/packages/subscriptions/src/FrontendRequests.php
@@ -3,6 +3,7 @@
 namespace PaymentPluginsStripeWooCommerceSubscriptions;

 use PaymentPluginsStripeContextHandler;
+use PaymentPluginsStripeUtilitiesProductUtils;

 /**
  * @package PaymentPluginsWooCommerceSubscriptionsStripe
@@ -60,6 +61,24 @@
 		return WC()->cart && ( WC_Subscriptions_Cart::cart_contains_subscription() || wcs_cart_contains_renewal() );
 	}

+	/**
+	 * True when viewing a single product page for a subscription product. Needed because
+	 * cart_contains_subscription() alone misses the case where the cart is empty (or contains
+	 * unrelated items) and the product about to be purchased - e.g. via the product page's own
+	 * Buy Now / express checkout buttons - is itself a subscription.
+	 *
+	 * @return bool
+	 * @since 4.0.8
+	 */
+	public function is_product_page_with_subscription() {
+		if ( ! $this->context_handler->is_product() ) {
+			return false;
+		}
+		$product = ProductUtils::get_queried_product();
+
+		return $product instanceof WC_Product && WC_Subscriptions_Product::is_subscription( $product );
+	}
+
 	public function is_order_pay_with_subscription() {
 		if ( ! $this->context_handler->is_order_pay() ) {
 			return false;
--- a/woo-stripe-payment/src/Payments/Gateways/AbstractGateway.php
+++ b/woo-stripe-payment/src/Payments/Gateways/AbstractGateway.php
@@ -179,11 +179,8 @@
 	 * @return string
 	 */
 	public function get_saved_payment_method_option_html( $token, $checked = true ) {
-		$brand     = strtolower( $token->get_brand( 'edit' ) );
-		$icon_dir  = $token instanceof WC_Payment_Token_Stripe_CC ? 'img/cards' : 'img';
-		$icon_file = sprintf( '%s/%s.svg', $icon_dir, $brand );
-		$icon_url  = $this->assets->assets_url( $icon_file );
-		$classes   = 'woocommerce-SavedPaymentMethods-token wc-stripe-saved-method';
+		$icon_url = $this->assets->assets_url( $token->get_icon_file() );
+		$classes  = 'woocommerce-SavedPaymentMethods-token wc-stripe-saved-method';
 		if ( $checked ) {
 			$classes .= ' selected';
 		}
--- a/woo-stripe-payment/src/Rest/Routes/V1/Webhook.php
+++ b/woo-stripe-payment/src/Rest/Routes/V1/Webhook.php
@@ -48,6 +48,11 @@
 		$webhook_id     = stripe_wc()->api_settings->get_option( $webhook_id_key );
 		$webhook_secret = stripe_wc()->api_settings->get_option( 'webhook_secret_' . $mode );

+		if ( empty( $webhook_secret ) ) {
+			wc_stripe_log_error( sprintf( 'Webhook secret is not configured for %s mode. Rejecting webhook notification.', $mode ) );
+			throw new Exception( __( 'Not authorized.', 'woo-stripe-payment' ), 401 );
+		}
+
 		// If the webhook ID exists and doesn't match the ID from the notification, skip processing.
 		// This handles Stripe accounts with multiple webhooks configured.
 		if ( $webhook_id && isset( $json_payload['data']['object']['metadata']['webhook_id'] ) && $webhook_id !== $json_payload['data']['object']['metadata']['webhook_id'] ) {
--- a/woo-stripe-payment/src/Transformers/DataTransformer.php
+++ b/woo-stripe-payment/src/Transformers/DataTransformer.php
@@ -21,19 +21,21 @@
 	 */
 	public function transform_cart( $cart ) {
 		$currency = get_woocommerce_currency();
+		$packages = $this->get_cart_shipping_packages( $cart );

 		$data = [
 			'total'                  => NumberUtil::round( $cart->get_total( 'float' ), 2 ),
 			'subtotal'               => NumberUtil::round( $cart->get_subtotal(), 2 ),
 			'totalCents'             => wc_stripe_add_number_precision( $cart->get_total( 'float' ), $currency ),
 			'subtotalCents'          => wc_stripe_add_number_precision( $cart->get_subtotal(), $currency ),
+			'needsPayment'           => $cart->needs_payment(),
 			'needsShipping'          => $cart->needs_shipping(),
 			'isEmpty'                => $cart->is_empty(),
 			'currency'               => $currency,
 			'countryCode'            => WC()->countries ? WC()->countries->get_base_country() : wc_get_base_location()['country'],
 			'lineItems'              => $this->get_line_items_from_cart( $cart ),
-			'shippingOptions'        => $this->get_shipping_options_from_cart( $cart ),
-			'selectedShippingMethod' => $this->get_selected_shipping_method()
+			'shippingOptions'        => $this->get_shipping_options_from_packages( $cart, $packages ),
+			'selectedShippingMethod' => $this->get_selected_shipping_method( $packages )
 		];

 		return apply_filters( 'wc_stripe_cart_data', $data, $cart );
@@ -119,6 +121,7 @@
 			'currency'        => $order->get_currency(),
 			'total'           => NumberUtil::round( $order->get_total(), 2 ),
 			'totalCents'      => wc_stripe_add_number_precision( $order->get_total(), $order->get_currency() ),
+			'needsPayment'    => $order->needs_payment(),
 			'lineItems'       => $this->get_line_items_from_order( $order ),
 			'shippingOptions' => [],
 			'billing_address' => [
@@ -149,19 +152,19 @@
 	public function transform_customer( $customer ) {
 		return [
 			'billing_address' => [
-				'name'       => sprintf(
+				'name'      => sprintf(
 					'%1$s %2$s',
 					$customer->get_billing_first_name(),
 					$customer->get_billing_last_name()
 				),
-				'email'      => $customer->get_billing_email(),
-				'phone'      => $customer->get_billing_phone(),
-				'address_1'  => $customer->get_billing_address_1(),
-				'address_2'  => $customer->get_billing_address_2(),
-				'city'       => $customer->get_billing_city(),
-				'state'      => $customer->get_billing_state(),
-				'postcode'   => $customer->get_billing_postcode(),
-				'country'    => $customer->get_billing_country(),
+				'email'     => $customer->get_billing_email(),
+				'phone'     => $customer->get_billing_phone(),
+				'address_1' => $customer->get_billing_address_1(),
+				'address_2' => $customer->get_billing_address_2(),
+				'city'      => $customer->get_billing_city(),
+				'state'     => $customer->get_billing_state(),
+				'postcode'  => $customer->get_billing_postcode(),
+				'country'   => $customer->get_billing_country(),
 			],
 		];
 	}
@@ -341,23 +344,42 @@
 	}

 	/**
-	 * Get generic shipping options from cart
+	 * Get the shipping packages for the cart, so they can be shared between
+	 * get_shipping_options_from_packages() and get_selected_shipping_method() - both need to
+	 * agree on the same package indices, or the "selected" shipping option id sent to wallets
+	 * like Google Pay won't match any of the ids in the offered shippingOptions list.
 	 *
 	 * @param WC_Cart|null $cart
 	 *
 	 * @return array
 	 */
-	private function get_shipping_options_from_cart( $cart ) {
+	private function get_cart_shipping_packages( $cart ) {
 		if ( ! $cart || ! $cart->needs_shipping() ) {
 			return [];
 		}

-		$options  = [];
 		$packages = WC()->shipping()->get_packages();
 		if ( empty( $packages ) ) {
 			$packages = WC()->shipping()->calculate_shipping( $cart->get_shipping_packages() );
 		}
-		$packages = apply_filters( 'wc_stripe_cart_shipping_packages', $packages );
+
+		return apply_filters( 'wc_stripe_cart_shipping_packages', $packages );
+	}
+
+	/**
+	 * Get generic shipping options from cart
+	 *
+	 * @param WC_Cart|null $cart
+	 * @param array         $packages
+	 *
+	 * @return array
+	 */
+	private function get_shipping_options_from_packages( $cart, $packages ) {
+		if ( empty( $packages ) ) {
+			return [];
+		}
+
+		$options  = [];
 		$incl_tax = wc_tax_enabled() && $cart->display_prices_including_tax();
 		$currency = get_woocommerce_currency();

@@ -397,14 +419,20 @@
 	/**
 	 * Get selected shipping method ID
 	 *
+	 * @param array $packages
+	 *
 	 * @return string
 	 */
-	private function get_selected_shipping_method() {
-		if ( ! WC()->session ) {
+	private function get_selected_shipping_method( $packages ) {
+		if ( ! WC()->session || empty( $packages ) ) {
 			return '';
 		}

 		$chosen_methods = WC()->session->get( 'chosen_shipping_methods', [] );
+		// Only consider entries that correspond to an actual package built above - e.g. WooCommerce
+		// Subscriptions also stores chosen methods for its own recurring cart packages under this
+		// same session key, keyed differently than the numeric package indices used here.
+		$chosen_methods = array_intersect_key( $chosen_methods, $packages );

 		foreach ( $chosen_methods as $idx => $method ) {
 			return sprintf( '%s:%s', $idx, $method );
--- a/woo-stripe-payment/stripe-payments.php
+++ b/woo-stripe-payment/stripe-payments.php
@@ -3,7 +3,7 @@
  * Plugin Name: Payment Plugins for Stripe WooCommerce
  * Plugin URI: https://paymentplugins.com/documentation/stripe/
  * Description: Accept Credit Cards, Google Pay, Apple Pay, ACH, Klarna and more using Stripe.
- * Version: 4.0.7
+ * Version: 4.0.8
  * Author: Payment Plugins, support@paymentplugins.com
  * Text Domain: woo-stripe-payment
  * Domain Path: /i18n/languages/
@@ -19,5 +19,5 @@
 require_once( dirname( __FILE__ ) . '/vendor/autoload.php' );

 PaymentPluginsStripePluginValidation::is_valid( function () {
-	new PaymentPluginsStripePlugin( '4.0.7', __FILE__ );
+	new PaymentPluginsStripePlugin( '4.0.8', __FILE__ );
 } );
 No newline at end of file
--- a/woo-stripe-payment/vendor/composer/installed.php
+++ b/woo-stripe-payment/vendor/composer/installed.php
@@ -1,9 +1,9 @@
 <?php return array(
     'root' => array(
         'name' => '__root__',
-        'pretty_version' => '4.0.7.x-dev',
-        'version' => '4.0.7.9999999-dev',
-        'reference' => '9c27ffe5b306fbab52c8af31c56c7f55a08ff6eb',
+        'pretty_version' => '4.0.8.x-dev',
+        'version' => '4.0.8.9999999-dev',
+        'reference' => '7cf856a5e67e62a9d4b429f6d8b1825f0e182834',
         'type' => 'library',
         'install_path' => __DIR__ . '/../../',
         'aliases' => array(),
@@ -11,9 +11,9 @@
     ),
     'versions' => array(
         '__root__' => array(
-            'pretty_version' => '4.0.7.x-dev',
-            'version' => '4.0.7.9999999-dev',
-            'reference' => '9c27ffe5b306fbab52c8af31c56c7f55a08ff6eb',
+            'pretty_version' => '4.0.8.x-dev',
+            'version' => '4.0.8.9999999-dev',
+            'reference' => '7cf856a5e67e62a9d4b429f6d8b1825f0e182834',
             'type' => 'library',
             'install_path' => __DIR__ . '/../../',
             'aliases' => array(),

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Trusted by Developers
Black & McDonald logo representing Enterprise tier security and support for Atomic Edge WAF.Covenant House Toronto logo featuring a dove and text for Atomic Edge Enterprise planAlzheimer Society Canada logo representing trusted organizations and security partners.University of Toronto logo representing trusted organizations using Atomic Edge WAFSpecsavvers logo, trusted developers and organizations using Atomic Edge securityHarvard Medical School logo representing trusted organizations using Atomic Edge WAF.